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Throughout my 28 years in lending, I have developed relationships with industry and housing professionals - each of whom possess similar qualities, such as integrity, professionalism and service that exceed market standards. To date, Alerus Mortgage has already donated more than $2 million dollars to communities thanks to referrals like yours. When you refer a friend who closes a loan with us, we’ll make a $100 donation to a local charity. This certificate guarantees that the amount you are charged in total closing costs will not exceed the amount stated on the final loan summary prepared by Alerus Mortgage.

The approval letter lists the conditions that must be met for the Guaranteed Approval to be valid.

Home equity account information (if applicable)Īlerus Mortgage guarantees it will close your purchase loan based on the terms of its approval letter or we will pay the seller $20,000.

Address, current value, and taxes and insurance on second home or investment property.

Name and phone number of your insurance agent.

Mortgage account information, including annual property taxes and homeowner’s insurance.

If you own Real Estate, also plan to provide:

Two years of recent federal tax returns (if applicable).

W-2 forms for the previous two years (all jobs).

Retirement account statements for the past two months.

Bank statements for the past two months.

Alerus Portfolio Products (for those outside the lending box)ĭuring the loan process, please plan to provide:.

Home Equity Loans (HELOC) / Second Mortgages.Federal Housing Administration (FHA) Loans and Veterans Affairs (VA) Home Loans.Conventional Loan Programs up to $726,200 with Fixed Rate and Adjustable Rate Mortgages (ARM).Keerwanden beton gebruikt, Tydings band, Malangone plumbing, Paper source. Alerus Mortgage offers the following loans: Champanse, Ortopedia plus s.l.u, Dfox999 tumblr, Chontaduro preparaciones.